When it comes to your personal finances, we’re obsessed (in a good way!).
Our smart range of products include personal loans, insurance, credit cards, interest free and promotional retail finance. So whether you’re renovating your home, long overdue a holiday, looking to consolidate your debt or in need of an everyday credit card, think Gem.
You may already know us for Gem Visa, but our other products have now joined the Gem family, including Gem Personal Loans and Gem CreditLine.
We’re part of Latitude Financial Services, which looks after more than 2.5 million customers across New Zealand and Australia and has forged solid, long term partnerships with some of the region’s most iconic and successful retailers.
Whether you want to enquire about one of our products, find out how we can help your business grow, or even discuss your existing relationship with us, our team is on hand and ready to help.
^Your interest rate depends on the amount borrowed, your personal circumstances and credit history. The interest rate and repayment amount remain the same for the life of the loan with no early repayment fee.
Credit and lending criteria, and fees apply including a $240 establishment fee.
Example: A Gem Secured Car Loan of $20,000 borrowed for 3 years with a fixed interest rate of 9.99% p.a. would equate to a total amount payable of $23,550.12 (including a $240 establishment fee).