Heartland MARAC - Finance and car loans

MARAC offers car finance through our nationwide network of authorised vehicle dealers, as well as through our Direct lending team.

With MARAC car loans, you’re in the driver’s seat:

Simple online application

We’re ready when you are. Complete your application online from anywhere at any time, and get a decision within minutes.

Competitive interest rates

Interest rates between 7.95% and 14.95% p.a.

Flexible repayments frequency

We offer weekly, fortnightly and monthly repayments to suit your needs.

Find an authorised dealer

If you’re buying from a MARAC authorised vehicle dealer, leave it to them - they can take care of arranging finance for you on behalf of MARAC/Heartland.

What you need to know

• Repayment terms are 1 to 5 years.

• The vehicle is the security for the loan.

• The vehicle you purchase must be fully insured.

• You must be 18 or older and have a restricted or full driver licence to be eligible.

Useful documents

• Documents and Forms

• Rates and Fees